Family Economic Mobility

Increasing Family Economic Mobility

Throughout Life

We believe that all families deserve to have the economic stability and mobility needed to raise thriving children.

I find it compelling to see if there’s some way that I can share the opportunities that I’ve sort of taken for granted in my life and try to facilitate opportunities for other people who, really through no fault of their own, have not had the same advantages.”

Sam GaryFounder

Our Approach to Partnership

Across our Family Economic Mobility initiatives we prioritize organizations that share our equity values and advance the promise and potential of kids and families from low-income backgrounds and BIPOC communities. We specifically partner with values aligned organizations focused on children and families in Denver, Adams, Arapahoe and Jefferson counties.

Together we aim to develop solutions that help help families grow income, cut expenses and build wealth.

Growing Income

Strategic Focus Areas


Our systems must create pathways to livable wages without long-term debt, and provide learners of all ages access to information that allows them to make informed financial choices regarding their future career.

We partner with higher education institutions, organizations and employers to expand the ecosystem of higher education pathways and job training programs.

Public Benefits:

Our systems must reduce barriers and streamline access to public benefits for families. 

We believe hundreds of millions in approved public benefits dollars and tax credits should not go unclaimed each year while Colorado families struggle to make ends meet.  We look for partners who are ready to design, test, and implement solutions that help  families access public benefits in the form of cash or reduced expenses.  We also look for creative opportunities to smooth benefit cliffs that unfairly penalize families who are on the path to increasing their skills and wages. 

Cutting Expenses

Strategic Focus Areas


Our systems must improve the supply and affordability of housing for families across the income spectrum. Whether transitioning from homelessness or aspiring to homeownership, we believe no family should pay more than 30% of their household income for housing, so that remaining income can be dedicated to other basic needs, such as food, childcare, and transportation. 

We look for partners and innovators who are ready to finance, build, and preserve high quality housing options that improve options for families, and where possible, create pathways to equity and ownership.


Our systems must enable access to low-interest loans and debt consolidation for families and workers too often shut out of mainstream lending. We believe families should not be held captive to predatory lenders who collect hundreds each month in high-interest debt payments because families have few other ways to deal with financial emergencies. 

We’re testing out debt consolidation products that provide families and workers with access to low-interest loans that allow them to consolidate their debt and provide them with the financial coaching to manage their payments, meet expenses, and build their credit.

Building Wealth

Our systems must help families with lower incomes to actively participate in wealth-building opportunities without having to sacrifice much-needed income. 

We believe earning wages alone is not enough to help families attain economic mobility, and that wealth, through ownership of assets that appreciate in value over time, is the essential lever.  We look for partners creating new pathways to ownership in the following categories:

  • Home Ownership
  • Business & Employee Ownership
  • Renter & Community Ownership
  • Individual Savings & Assets

Outside Our Focus: The work below falls outside of our focus areas, where other philanthropic organizations may be better positioned to lead.

  • Capital Campaigns
  • Land acquisition 
  • Land development
  • Direct services/ emergency response 

Breakthrough Solutions in Family Economic Mobility

Female Owner Of Start Up Coffee Shop Or Restaurant Turning Round Open Sign On Door

Colorado Pay It Forward Fund

Denver-area fund uses $8M to get more Coloradans in high-demand jobs.

Apis & Heritage Short Film

Apis & Heritage

Closing the racial wealth gap through employee-led buyouts

Savings Collaborative

Savings Collaborative

37% of Americans don’t have $400 in savings. One organization is working to change that.

How We Create Impact

We believe that business, policy and philanthropy can—and—should work together to solve the toughest problems facing our community. Across all our outcome areas we use our resources to make impact investments, fund policy and advocacy, provide philanthropic grants, and incubate new social change solutions through our New Ventures Lab.

We’re always working on the next breakthrough solution to help kids and families thrive.

Discover New Possibilities

Together, we will create the change our community wants to see. Whether you want to discover more about our ventures, or connect with a member of our team, we want to hear from you.